Unsecured Loans

Need help managing those unexpected expenses?

An unsecured loan could be the ideal solution for you. You can borrow as little as £500, up to £35,000 with an unsecured loan across a time period of between 1 and 7 years.

For unsecured loans we will be introducing you to a Credit Broker who specialises in arranging unsecured loans. They have access to a range of lenders that offer some of the best unsecured loans options in the UK.

They are independent of The Personal Finance Centre, and will advise you of your unsecured loan options.

To do this they will take into account your personal circumstances and the different lenders’ criteria.

What is an unsecured loan?

An unsecured personal loan is where you borrow money from a bank or other lender, and in exchange, agree to make regular repayments for a fixed period of time.

It’s not secured against your home, meaning there is less risk to your assets, and it’s quick to apply for.

Unsecured personal loans tend to be widely available.

How do unsecured loans work?

With an unsecured loan, you need to decide how much you want to borrow and how long you want to borrow the money over.

You should ensure you are comfortable that the repayments are affordable to you before entering into a credit agreement.

Once you have been approved, you’ll be given a lump sum of money. You’ll then repay the money you have borrowed over the arranged loan term, along with the agreed amount of interest.

What can you use an unsecured loan for?

An unsecured loan can be used for almost any legal purpose. From a family holiday to a brand-new car, you can use this type of loan to make big purchases quick & easy.

You can also use an unsecured loan to make small value purchases, such as replacement household items or maybe some home improvements.

What is difference between secured and unsecured loans?

Secured loans usually come with lower interest rates compared to an unsecured loan because there is less risk to the lender.

How can we help with unsecured loans?

Our associates have a wide range of unsecured loan options and will help you find a suitable unsecured loan facility.

They even have options for applicants who are retired or who have bad credit including County Court Judgements.

The Personal Finance Centre Ltd is a credit broker and not a lender.