Unsecured Loans - The Personal Finance Centre
01482 560800Email help@thepersonalfinancecentre.com

Unsecured Loans

Need help managing those unexpected expenses?

An unsecured loan could be the ideal solution for you. You can borrow as little as £500, up to £25,000 with an unsecured loan across a time period that suits you. The Personal Finance Centre Ltd is a credit broker and not a lender. However, we will be introducing you to a Credit Broker, independent of The Personal Finance Centre, and they have access to a range of lenders that offer some of the best unsecured loans in the UK. That credit broker will advise and may arrange an unsecured loan for you, after taking into account your personal circumstances and the lenders criteria.

What is a unsecured loan?

An unsecured personal loan is where you borrow money from a bank or lender and in exchange, agree to make regular repayments for a fixed period of time. It’s not secured against your home, meaning there is no risk to your assets and it’s quick to apply for. Unsecured personal loans tend to be widely available and are more flexible with the loan’s value and repayment terms.

How do unsecured loans work?

With an unsecured loan, you need to decide how much you want to borrow and how long you want to borrow the money over. You should ensure you are comfortable that the repayments are affordable to you before entering into a credit agreement. Once you have been approved, you’ll be given a lump sum of money. You’ll then repay the money you have borrowed over the arranged period of time, along with the fixed amount of interest.

What can you use an unsecured loan for?

An unsecured loan can be used for countless things. From a family holiday to a brand new car, you can use this type of loan to make big purchases quick & easy. You can also use an unsecured loan to make small value purchases, such as replacement household items or maybe home improvements.

What is difference between secured and unsecured loan?

Secured loans usually come with lower interest rates compared to an unsecured loan because there is less risk to the lender.

How can we help with unsecured loans?

We will work closely with you to help you find the right loan that matches your individual needs. No matter what your circumstances are we are here to help you access unsecured loans, whether you have bad credit, are retired or have County Court Judgement.

TO SPEAK TO AN EXPERT Call: 0844 543 60 10

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