An unsecured loan could be the ideal solution for you .You can borrow as little as £3,000, up to £25,000 with an unsecured loan across a time period that suits you. The Personal Finance Centre have access to some of the best unsecured loans in the UK, we could help no matter what your personal circumstances are.
We search wider to find you the best loan, so you get more choice even if you have a bad credit history.
An unsecured personal loan is where you borrow money from a bank or lender and in exchange, agree to make regular repayments for a fixed period of time. It’s not secured against your home, meaning there is no risk to your assets and it’s quick to apply for. Unsecured personal loans tend to be widely available and are more flexible with the loan’s value and repayment terms.
With an unsecured loan, you need to decide how much you want to borrow and how long you want to borrow the money over. You should ensure you are comfortable that the repayments are affordable to you before entering into a credit agreement. Once you have been approved, you’ll be given a lump sum of money. You’ll then repay the money you have borrowed over the arranged period of time, along with the fixed amount of interest.
An unsecured loan can be used for countless things. From a family holiday to a brand new car, you can use this type of loan to make big purchases quick & easy. You can also use an unsecured loan to make small value purchases, such as replacement household items or maybe home improvements.
Secured loans usually come with lower interest rates compared to an unsecured loan because there is less risk to the lender.
We will work closely with you to help you find the right loan that matches your individual needs. No matter what your circumstances are we are here to help you access unsecured loans, whether you have bad credit, are retired or have County Court Judgement.
I would just like to write in and provide feedback on the excellent service I have received from the Personal Finance Centre. I spoke with David Vine to submit my application this time last week and have been working with a couple of people since then, in particular Jane Wiles and am happy to say that the loan status is now completed in less than a week, only not completed last week as we were waiting on written documentation to be sent by a couple of creditors.
I would like to express how helpful David was in going through the application process with me last week and in explaining each step and what would happen next and would also like to send in my sincere thanks to Jane Wiles who has been so helpful in contacting me as and when needed to complete paperwork, explaining everything that was needed and make sure things were moving forward. Jane kept me up to date at every stage with what was happening and was extremely efficient and professional during our conversations, which is shown in the amazingly short timescale it has taken to take this all through to completion.
I would be happy to recommend the Personal Finance centre in the future and would like to ask that my comments are fed back to the staff involved as the excellent level of customer service received has made this whole process so much less stressful than it could have been.
Thanks again to all staff involved in this process – everyone I have spoken to has been great.