01482 560800Email help@thepersonalfinancecentre.com

Secured Loans

Are you looking for a secured loan? The Personal Finance Centre staff are experts in all aspects of the secured loan market, with years of experience in finding the best solution for thousands of our customers.

We offer a range of secured loans to suit almost every need. We can provide you with a secured loan that has a flexible repayment plan and low interest rates. Use our loan calculator to check out loan amounts and to see what your payment plan might look like.

Secured loans can offer advantages over other types of loans where you may not fit the customer profile to meet the lending criteria. If you need a finance option with competitive rates and repayments, using your property as equity can give you access to lower rates than traditional loans.

A secured loan offers flexibility and can be used for almost any purpose:

  • Debt consolidation
  • Home improvements
  • Family holidays

Applying for a secured loan with The Personal Finance Centre is easy and we listen to our customers to try and make the process as smooth as possible.

What is a secured loan?

A secured loan or homeowner loan can be a great option if you are looking to borrow a larger sum (upwards of £10,000). Secured loans use your property as security against the loan amount you are looking to receive so it is important to have a realistic payment plan; we can help you with this. Keeping up payments is important as your property could be at risk should you fail to meet the terms of your agreement.

What if I have bad credit?

It can be even easier to get a secured loan over a traditional loan if you have previous credit issues. Having an adverse credit history does not mean you would be unable to apply for a secured loan. If you are concerned about you credit history please call one of our trained advisers on 0844 543 60 10 and they will be happy to talk through your options.

What do I need to apply?

• Main owner of property
• Permanent UK resident
• Employed or claiming a pension
• Able to afford monthly payments

I would genuinely like to thank you and your team for the way you have assisted in arranging my loan.

I must make special mention of Jane Wiles who it has to be said has been fantastic in the amount of work she has done to ensure we provided the information to meet the lenders requirements. She is a credit to your business.

I would not hesitate to recommend you to prospective clients .

Daniel Crossley
January 2019

I just wanted to thank you and the team for your constant efforts and huge support shown in recent weeks sorting the secured loan for myself.

At times, the lender made it a frustrating process, but you were always on hand to speak to me, to send an email or generally find solutions! That for me is not only doing your Job, but caring for the customer and going the extra mile.

Because of you, if asked (and even if I’m not), I will recommend yourselves to anyone looking for a loan or financial advice.

Please forward me the details of your line Manager and I will send this on to them. Great service deserves recognition!

One very happy Customer.

Chris Whelton
March 2019

Absolutely fantastic service, extremely quick, keeps you informed all the way, couldn’t be more helpful if they tried.

October 2019

Quick fast service, and I had my money in my bank account within a week, definitely recommend these guys

Tara Morris
November 2019

Can’t thank James and the team enough. Bit of a tricky situation but still managed to sort a loan out for us. Kept informed along the way and listened to what we needed. Thanks again and wouldn’t hesitate to use again.

Mrs. Garswood
December 2019

Quick, easy to deal with and kept me informed at all times and offered me a range of options tailored to my needs so fully recommended their service.

January 2020

Excellent service from start to finish. All staff were so supportive throughout the application process and provided regular updates. Thank you so much!

February 2020

Really helpful easy to do had money within two weeks

March 2020

Very helpful and polite . And very fast in arranging it!

Elizabeth Smith
March 2020

Excellent service from start to finish!

Mr Shaun
June 2020

All contact with the personal finance centre, by telephone or Email ,was quick an efficient at all times. After gathering the information the adviser presented the options in a clear manner ensuring I fully understood what as happening at each stage. I was also offered the chance of personal life assurance review which I took. Again everything went smoothly and there were no awkward questions.

Marina Evans
July 2020

Very good service went really smoothly.

August 2020

The team we’re fantastic, they ran through my loan options and my chances of getting it. Then I was hand held throughout the process until we got the cash.

Would highly recommend James and Paul in their team.

Rupal Shah
August 2020

Excellent rapid service, great communication, very helpful and highly recommended, would definitely use again if the need ever arose.

October 2020

A very professional and approachable team who explained every stage perfectly and also ensured that we received the best deal.


Mr Paul & Mrs Susan Underwood
October 2020

I have used the Personal Finance Centre to get a secured loan and have been very happy with the service from them. They have been extremely patient as I have changed my mind a lot over several months and their advice has always been good.

Geoff S
November 2020


Very helpful from the start of the application to the end, the advisor always kept you advised on what was happening with the loan application.

Alan Ashworth
November 2020

The service I received was second to none . I had originally approached my bank for
Help with my finances but was turned down after being accepted for a remortgage ! The staff at the personal finance centre were really understanding of my situation and extremely helpful! They found me a loan which has allowed me to be so much better off each month that I’m now able to plan for a holiday and start to enjoy life rather than spending it in a blind panic each month worrying how I’m
Going to meet my commitments ! Thank you so much for all your help and support and I would recommend each and everyone of you to any one looking for a financial remedy !

Julie K
November 2020

Personal finance centre have been amazing. We worked with dan to Paul and everyone in between and they have been so helpful, patient and friendly throughout.
I was unsure at first but they quickly put my mind at ease by explaining everything in simpler terms.
So glad I used personal finance centre and would 1000% recommend.

Kirsty Franklin
December 2020

If you feel like you are ready to apply for a secured loan you can use the form below for a no obligation quotation or alternatively you can call one of our friendly advisers for advice on 0844 543 60 10

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