Remortgages - The Personal Finance Centre
01482 560800Email help@thepersonalfinancecentre.com

Remortgages

Are you looking to remortgage your home? The Personal Finance Centre has years of experience and can help find the right one for you. Whether you are looking for fixed rate remortgages, offset remortgages, tracker remortgages we have you covered.

The Personal Finance Centre specialises in finding you the best choice should you be looking to remortgage your home. Rates and offers change constantly and if you’ve had your mortgage for a few years or more it is likely that you are no longer getting the best deal.

The Personal Finance Centre can help! Whether you are looking to consolidate debts or release equity from your home, we can help switch you to a better rate that could save you thousands of pounds in the long term.

Is there a minimum property value?

We can help remortgage a wide variety of properties but some lenders do have certain requirements that need to be met to ensure a property is suitable for re-mortgaging. The minimum property value required by some lenders is £50,000

What do I need for my application?

• Your personal details: name, address, contact information
• Details regarding your property such as the number of bedrooms
• Your existing mortgage information
• Employment details

Do you need some more help?

Maybe you would like to calculate your repayments, if so check out our handy loan calculator.

The Personal Finance Centre will not give advice on a regulated first mortgage a charge. We will be able to assist any enquires by passing your details to an FCA regulated mortgage broker for them to contact you to assess your needs and requirements. If you would like a no obligation quote you can fill in our application form or call to speak to a member of staff.

Secured Loan Representative Example: If you borrow £15,000 over 10 years at an annual interest rate of 7.40% you would make 120 payments of £202.03 per month. The total amount repayable will be £24243.55 (This includes a lender fee of £595 and a broker fee of £1500 which have been added to the loan). Total charge for credit will be £9243.55. Overall cost for comparison is 10.456% APRC representative. The Personal Finance Centre is a leading broker and not a lender.

Rates from 4.99% APR. We have a range of plans and rates allowing us to help customers with a range of credit problems.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount you repay.

 

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