Lifetime Mortgage Calculator
Property Details
What is the market value price of your property, or purchase price of the one you are looking to buy? If you are unsure of this, we would be happy to help. Please enter a property value of £75,000 or more.
What type of property would you like to use as security, your home, holiday home (second house) or an investment property (buy to let)?
Mortgage Details
What is the outstanding mortgage balance on the property you are looking to use as security?
Are there any other charges against the property you would like to use as security?
Personal Details
What is the age of the youngest applicant? The quote you will receive depends on the age of the youngest applicant. Please specify the age of the youngest applicant. Sorry! You must be between 55 and 100 to qualify for Equity Release. Sorry! You must be between 55 and 90 to qualify for Equity Release on a Holiday/Second Home or Buy to Let Property.
Which plans would you like to see?
If the youngest applicant is healthy then please view the standard plans, if they are not then they may be qualified to the medically enhanced plans.

Please Note: The amount that you can borrow under a medically enhanced plan will depend on the type and severity of your medical conditions.

1. Value of property: If you are purchasing a property, what is the purchase price of the property. If you are refinancing, then please approximate the market price.

2. Property type: There are different plans depending on the type of property that the mortgage is being secured on. Please select the property type.

3. Mortgage balance on property: Is there already a mortgage secured on the property you wish to secure the lifetime mortgage from? If so, how much is left to pay off?

4. Other charges: are there any other charges on the property you wish to use, this could be a debt, court order or loan of any kind?

5. Age of the youngest applicant: what is the age of the youngest applicant? The youngest must be at least 55 years old. To qualify as a joint application you must be married, in a civil partnership or in a long-term relationship where u live together. If one of you were to pass or move in to care, then the other can stay in the property.

6. The plans you wish to see: You may qualify for the medically enhanced plans if the youngest is in poor health or suffers from certain conditions. Medically enhanced plans may allow you to borrow more at a lower interest rate.

The figures generated are a guide only and should not be relied upon as an accurate quote. Please contact us via our online application form or call 01482 968600. Your dedicated loan advisor will be delighted to provide you with detailed terms.  

Calculated Results
Medically Enhanced
You can raise up to
£
On a 'Maximum Release Plan' To see illustrations, please select any of the options below
Up to £0 % pa
Up to £0 % pa
Up to £0 % pa
Up to £0 % pa
Bespoke Plan
Your Preferred Amount

Here you can enter your own amount that you wish to raise.

Please enter amount up to £

Please provide the amount you wish to raise. Please enter any amount between £10,000 and the maximum you can raise which is £
Please provide the actual amount you wish to raise to get a detailed quote.
£0 % pa
To clear your mortgage balance and any other charges
You will need an extra
PeriodLoan AmountInterest
Month 1£0£0.00
Month 2£0£0.00
Month 3£0£0.00
Month 4£0£0.00
Month 5£0£0.00
Month 6£0£0.00
Month 7£0£0.00
Month 8£0£0.00
Month 9£0£0.00
Month 10£0£0.00
Month 11£0£0.00
Month 12£0£0.00
Year 2£0£0
Year 3£0£0
Year 4£0£0
Year 5£0£0
Year 6£0£0
Year 7£0£0
Year 8£0£0
Year 9£0£0
Year 10£0£0
Year 11£0£0
Year 12£0£0
Year 13£0£0
Year 14£0£0
Year 15£0£0
£0 % pa
To clear your mortgage balance and any other charges
You will need an extra
PeriodLoan AmountInterest
Month 1£0£0.00
Month 2£0£0.00
Month 3£0£0.00
Month 4£0£0.00
Month 5£0£0.00
Month 6£0£0.00
Month 7£0£0.00
Month 8£0£0.00
Month 9£0£0.00
Month 10£0£0.00
Month 11£0£0.00
Month 12£0£0.00
Year 2£0£0
Year 3£0£0
Year 4£0£0
Year 5£0£0
Year 6£0£0
Year 7£0£0
Year 8£0£0
Year 9£0£0
Year 10£0£0
Year 11£0£0
Year 12£0£0
Year 13£0£0
Year 14£0£0
Year 15£0£0
£0 % pa
To clear your mortgage balance and any other charges
You will need an extra
PeriodLoan AmountInterest
Month 1£0£0.00
Month 2£0£0.00
Month 3£0£0.00
Month 4£0£0.00
Month 5£0£0.00
Month 6£0£0.00
Month 7£0£0.00
Month 8£0£0.00
Month 9£0£0.00
Month 10£0£0.00
Month 11£0£0.00
Month 12£0£0.00
Year 2£0£0
Year 3£0£0
Year 4£0£0
Year 5£0£0
Year 6£0£0
Year 7£0£0
Year 8£0£0
Year 9£0£0
Year 10£0£0
Year 11£0£0
Year 12£0£0
Year 13£0£0
Year 14£0£0
Year 15£0£0
£0 % pa
To clear your mortgage balance and any other charges
You will need an extra
PeriodLoan AmountInterest
Month 1£0£0.00
Month 2£0£0.00
Month 3£0£0.00
Month 4£0£0.00
Month 5£0£0.00
Month 6£0£0.00
Month 7£0£0.00
Month 8£0£0.00
Month 9£0£0.00
Month 10£0£0.00
Month 11£0£0.00
Month 12£0£0.00
Year 2£0£0
Year 3£0£0
Year 4£0£0
Year 5£0£0
Year 6£0£0
Year 7£0£0
Year 8£0£0
Year 9£0£0
Year 10£0£0
Year 11£0£0
Year 12£0£0
Year 13£0£0
Year 14£0£0
Year 15£0£0
£ % pa
PeriodLoan AmountInterest
Month 1£0£0.00
Month 2£0£0.00
Month 3£0£0.00
Month 4£0£0.00
Month 5£0£0.00
Month 6£0£0.00
Month 7£0£0.00
Month 8£0£0.00
Month 9£0£0.00
Month 10£0£0.00
Month 11£0£0.00
Month 12£0£0.00
Year 2£0£0
Year 3£0£0
Year 4£0£0
Year 5£0£0
Year 6£0£0
Year 7£0£0
Year 8£0£0
Year 9£0£0
Year 10£0£0
Year 11£0£0
Year 12£0£0
Year 13£0£0
Year 14£0£0
Year 15£0£0
Request a Callback
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Post Code
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Phone Number
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The figures generated are a guide only and should not be relied upon as an accurate quote.

Lifetime Mortgages

Our easy to use lifetime mortgage calculator provides instant results without the need to provide any contact information for yourself.

What is a lifetime mortgage?

A lifetime mortgage, also referred to as equity release, allows homeowners over 55 to access money tied up in the equity of their property. This can be in the form of a lump sum or regular payments, without needing to move out of their home.

Why use a lifetime mortgage?

Advantages

Disadvantages

Our Memberships

FIBA Member
Equity Release Council
Association of Finance Brokers
Association of Mortgage Intermediaries

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